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What life are you trying to fund?
Enter the monthly cost of the lifestyle you want your assets and recurring income to support. Use one currency throughout the calculator.
What income could keep coming without full-time active work?
Only include income you reasonably expect to continue. Be conservative. If an income stream depends heavily on your daily labour, do not treat all of it as passive or durable.
What have you already built?
Include savings and investments you genuinely intend to use for long-term financial freedom. Do not include assets you have no intention of using for this goal.
Choose your planning assumptions.
These are planning assumptions, not guarantees. Change them to see how sensitive your plan is.
The original AeC spreadsheet used the 4% rule, equivalent to roughly 25× the annual income gap. This version lets you adjust that planning assumption.
Your numbers are ready.
These figures translate your desired lifestyle into a target you can actually plan around. Treat them as a decision-making model, not a promise or financial advice.
Your Plan At A Glance
Your Next 3 Moves
Network Marketing Freedom Accelerator
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